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Cayla Smith Sr. Loan Officer
- NMLS # 2014868
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Direct:
949-267-2193 - |
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Email:
cayla.smith@nafinc.com
About Cayla Smith
Welcome, I'm Cayla Smith, Your Mortgage Loan Expert!
Whether you're thinking about refinancing, tapping into your home’s equity, or buying a new place, I’m here to help make the process easy and stress-free. I believe in taking the time to listen to your needs and guiding you through every step of your journey with clear, honest advice. With years of experience in the mortgage world, I’ll work with you to find the best loan options tailored to your unique situation.
Let’s work together to make your homeownership goals a reality!

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Rebecca P.
Transaction Completed:
5/27/2025
"Cayla was great!"
Melissa M.
Transaction Completed:
5/22/2025
"Friendly, very informative and helpful"
Kinter Atkins C.
Transaction Completed:
5/5/2025
"Easy process. Cayla is very knowledgeable about her job and very friendly. Overall great experienc."
Rachel O.
Transaction Completed:
5/1/2025
"WWeSAService"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
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Columbia, SC
Columbia, SC 29201
Direct: 949-267-2193
Email: cayla.smith@nafinc.com
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