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Cayla Smith Sr. Loan Officer
- NMLS # 2014868
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Direct:
949-267-2193 - |
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Email:
cayla.smith@nafinc.com
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Already Started an Application? Click Here
About Cayla Smith
Welcome, I'm Cayla Smith, Your Mortgage Loan Expert!
Whether you're thinking about refinancing, tapping into your home’s equity, or buying a new place, I’m here to help make the process easy and stress-free. I believe in taking the time to listen to your needs and guiding you through every step of your journey with clear, honest advice. With years of experience in the mortgage world, I’ll work with you to find the best loan options tailored to your unique situation.
Let’s work together to make your homeownership goals a reality!
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Nathan
Transaction Completed:
2/13/2026
"Cayla was nice to work with . Continually followed up and was available when we had questions"
Barbara
Transaction Completed:
2/7/2026
"The communication between Cayla and Kylie was always timely and they explained the process clearly as we followed each step."
James D
Transaction Completed:
2/3/2026
"Cayla kept the process moving forward and was accessable to anser any questions we had"
Rita F
Transaction Completed:
1/9/2026
"Both Cayla and Rene were ACCESSIBLE! Any questions I had were timely answered and any concerns were timely addressed. EXCELLENT service!"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Housing News & Advice
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
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Columbia, SC
Columbia, SC 29201
Direct: 949-267-2193
Email: cayla.smith@nafinc.com
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