About Brenda O'Neill

Mortgage lending is more than securing money for home loans. It’s helping people achieve their homeownership goals.

 

My experience has taught me to take the time to understand my customers and their needs.

 

 Everyone has a story to tell. What they need is a loan originator, like me, who will listen, customize a loan to meet their needs, and guide them every step of the way to create a truly seamless lending experience.


 What’s your story?

Let's get the next chapter started.  Call Me or Apply Now and let's get to the part where we say....Welcome Home

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 25 reviews
5/5

Christy

Transaction Completed:
11/30/2025

"Brenda was so helpful throughout the whole process. She was always available to answer my million and one questions day or night! When we had a delay in our closing due to issues on the sellers side, she kept us informed and even helped us to push them to get everything handled as quickly as possible. Brenda was amazing and made this whole process so easy!! I highly recommend everyone to use her for their mortgage needs!"

BILOXI, MS
5/5

Kemberly

Transaction Completed:
11/11/2025

"Brenda was very polite and patient. She always took the time to explain each detail, in layman's terms but never made my feel inferior. Brenda was available for both my husband and I. We were out of state so Brenda sent us emails, would text or call to check in or help us in every way."

Biloxi, MS
5/5

Ann Marie

Transaction Completed:
10/28/2025

"Brenda's expertise and support have made all the difference. Truly grateful!"

BAY SAINT LOUIS, MS
5/5

Jessica Isabel

Transaction Completed:
10/28/2025

"Brenda made this process go smoothly and easy! She is very knowledgeable and will explain everything to help you understand it all. Brenda made sure to keep us up to date on everything. We had an amazing experience with her!"

Biloxi, MS

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity