You're In Good Hands!

4.97/5 Based on 36 reviews

5/5

Joshua M

Transaction Completed:
2/12/2026

"Brad was excellent, Shae was hard to get information out of at first but was great at the end. We are very dissatisfied about the underwriter regarding clear to close. Our appraisal stated as is because the bathroom had potential mold (we were getting the loan to tear put out and redo the bathroom) however they made us test for mold which cost $450. Then they said they couldn't read the test and wouldn't take the word of the appraise. They asked for a summary from the mold mitigation gentleman who did the test. After we got that they decided they wanted Is to clean the bathroo. Therefore there was not reason for said test and I think NAF should reimburse us the amount of the test as it wasn't needed."

Hutchinson, MN

5/5

Jeffrey S

Transaction Completed:
2/4/2026

"We received great guidance, communication and our questions were fully answered. The team went over and above to make the process as seamless as possible. We truely appreciate the help!"

Billings, MO

5/5

Bruce

Transaction Completed:
1/12/2026

"Efficient Responsive Hardworking Dedicated to helping"

Macon, GA

5/5

Jimmy K.

Transaction Completed:
12/11/2025

"Brad Pugh, Brian Kimble and Kendra"

Madison, MS

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

FHA

This mortgage loan allows for 3.5% down payment.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Home Equity Loans Can Provide Much-Needed Cash: How to Choose the Right One for You

If you have built up equity in your home and are hoping to tap into it, you have a lot of options. There are a variety of home equity loans.... Read More

Here Are the Top 3 States Attracting New Residents–and the 3 States Where People Are Leaving

Here are the top states attracting new residents - and the ones that people are leaving. Read More

Buying a Home This Spring? Here’s How to Succeed in a Competitive Housing Market

If you plan to buy a home this spring, be prepared for fast sales, bidding wars, and competing with all-cash buyers. Read More

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Brad Pugh Sr. Loan Officer

About Brad Pugh

Top Rated
Mortgage Lender

You're In Good Hands!