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Austin Gardner Loan Consultant
- NMLS # 2623517
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Direct:
601-543-2412 - |
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Email:
austin.gardner@nafinc.com
About Austin Gardner
Hi, I’m Austin Gardner—Loan Consultant (NMLS# 2623517),
proud U.S. Coast Guard veteran, and someone who genuinely enjoys helping people
make sense of home loans.
I specialize in VA loans and helping first-time buyers feel
confident instead of overwhelmed. After serving my country, I’ve taken that
same mindset—service, clarity, and integrity—and brought it to the mortgage
world.
I know how confusing and stressful buying a home can
be—especially if you’re new to the process or using VA benefits for the first
time. That’s exactly why I’m here. No confusing mortgage jargon, no pushy sales
tactics—just clear guidance, honest answers, and a whole lot of patience.
Whether you’re figuring out how to buy your first home or
exploring your VA loan benefits, I’ll walk you through every step in plain
English. My goal is simple: to help you understand your options so well that
you feel excited—not stressed—about what comes next.
Let’s make homeownership something you’re ready for and
proud of. Anchors aweigh!
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Elias Sale .
Transaction Completed:
8/7/2025
"Austin is hands down the best in the area at his job. He was able to work with my family to get us exactly what we needed and explained everything to us at the pace we could understand and handle it. He answered all our phone calls even at 11 pm and was never irritated with us even when we were stressed. He took all the burdens of the process off of us. He is for sure a master at his craft and I will recommend him to anyone needing to go through the home loan process. 12/10 service!"
Elias Hancock S.
Transaction Completed:
8/7/2025
"Austin worked with my family at every step explaing all the different things that were going on and laid all the options out . He made it so we were comfortable and understood everything that was happening. he answered every call we gave him and worked so hard for us when any issues popped up. He's the best loan consultant"
Ashton Victoria F.
Transaction Completed:
8/4/2025
"Any concerns or questions we had was answered quickly and thoroughly. The process was fast and efficient."
Ryan Z.
Transaction Completed:
7/14/2025
"Austin and his team are excellent! They are always willing to help their clients and are great with communication! They go the extra mile and I highly recommend Austin for your mortgage needs!"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
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Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
