Washington Mortgage Calculator
How Much Will Your Mortgage Be in Washington?
Located in the northwest region of the U.S. is the wealthy state of Washington. Nicknamed the Evergreen state, Washington is the sixth most expensive state in the country with a strong housing market. Home of temperate rainforests, mountain ranges and the beautiful city of Seattle, Washington continues to grow in population and popularity.
New American Funding has put together a list of major aspects influencing home buying in Washington so you know everything you need to prior to getting a mortgage. Our Washington mortgage calculator can give you a clear picture of just how much home you can afford in Washington, so make sure you take advantage of this extremely helpful feature. If you want to move to Washington, see First-time Homebuyer Guide for Washington. Also, see FHA Loan in Washington for details and requirements for a home in the state.
Let's calculate your Washington Mortgage Payment
Monthly Payment Breakdown
Principal & Interest
$2,655
Property Taxes
$458
Mortgage Insurance
$126
Homeowner's Insurance
$0
HOA
$0
Additional Payment
$0
Legal Disclosure
Monthly payments shown constitute an estimate and are provided for illustrative and educational purposes only. The calculations provided are based on data entered by the user. The amounts displayed are not guaranteed and what you actually pay may be different. Results do not reflect all loan programs and are subject to individual program loan limits. This does not constitute an offer for a mortgage and is not a commitment to lend nor is it an advertisement for the above interest rate, loan terms or payment. Contact a Loan Officer for assistance.
Amortization
| Year | Principal & Interest | Principal | Interest | Balance |
|---|---|---|---|---|
| 2025 | $23,893 | $2,970 | $20,923 | $394,031 |
| Apr | $2,656 | $323 | $2,333 | $396,678 |
| May | $2,656 | $325 | $2,331 | $396,354 |
| Jun | $2,656 | $327 | $2,329 | $396,028 |
| Jul | $2,655 | $328 | $2,327 | $395,700 |
| Aug | $2,655 | $330 | $2,325 | $395,370 |
| Sep | $2,655 | $332 | $2,323 | $395,039 |
| Oct | $2,655 | $334 | $2,321 | $394,705 |
| Nov | $2,655 | $336 | $2,319 | $394,369 |
| Dec | $2,655 | $338 | $2,317 | $394,031 |
| 2026 | $31,856 | $4,211 | $27,645 | $389,821 |
| 2027 | $31,856 | $4,517 | $27,339 | $385,304 |
| 2028 | $31,856 | $4,846 | $27,010 | $380,458 |
| 2029 | $31,856 | $5,199 | $26,657 | $375,259 |
We understand the mortgage process can be a lot
If you don't see the answers you're looking for, please reach out to one of our loan officers. We are dedicated to helping you make informed financial decisions for your future.
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