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How Much Will Your Mortgage Be in California?

Real estate in the Golden State is quite unique—out of all 50 states, citizens of California pay the largest share of their income (roughly one-quarter) on their mortgage, according to Nerd Wallet. Given its great size and generally robust economy, local housing trends are usually more relevant to consider than statewide housing tendencies when it comes to how much home you could afford in California.

For instance, the state's biggest metro areas—Los Angeles and San Francisco—have witnessed a rapid increase in housing prices over the last 20 or 30 years which have far outpaced growth in the rest of the state, which is still considerable. Also, see FHA Loan in California for details and requirements for a home in the state. Looking to move to California, see First-time Homebuyer Guide for California.

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Happy Homeowners

With more than 300,000 reviews online, don't just take our word for it. For first-time homebuyers, to Veterans, to seasoned investors, NAF is commited to serving our customers on whatever homebuying path they choose.

Amber and the team made my dream a reality. They went above and beyond my expectations, working weekends and nights. To get the right loan and the best possible deals for myself and my wife to make sure we got the house that we wanted. Thanks to her, we closed on it today!!

5.0

Vaughn R.

Mallory was absolutely wonderful. She was there to help me every step of the way and was always very detailed when explaining everything in the process. I truly believe I could purchase the home because of her . She was always very positive through all the battles I went though during the purchase. I highly recommend her to everyone I know trying to buy their home.

5.0

Shelby C.

Matt went above and beyond. 10/10

5.0

Barry D.

I had some issues pop up with my credit and they were great about helping me handle the situation. The explanation from both guys were awesome. I had never applied for a mortgage before and these guys were spectacular at explaining each step!

5.0

Terry B F.