Experience the Advantage of NAF Cash
In today's competitive real estate market, cash buyers often have the upper hand. That's where NAF Cash*, an affiliate of New American Funding, comes in. We empower traditional homebuyers like you to compete and win, while enjoying the benefits and convenience of being a cash buyer. Sellers appreciate the certainty of cash offers, and you'll love the stress-free, end-to-end experience of securing your dream home, potentially saving money along the way.
Cash buyers have a significant edge, being four times more likely to win bidding wars. According to a study by the University of California - San Diego, they also pay approximately 11% less** than those using a mortgage.
Unlock the Power of Cash
NAF Cash transforms you into a cash buyer, giving you the edge in today's competitive market. With the strength of a cash offer, you can compete, win, and potentially save money.
Here's how it works: NAF Cash buys your dream home upfront with cash, then sells it back to you at the original price (plus a small convenience fee that can be rolled into your financing) once you're ready to move in with permanent financing. Need to move in before selling your current home? No worries! With NAF Cash, you can rent your new home while you sell your old one or finalize your financing.
Key Benefits of NAF Cash
- Save Money and Close Faster: As a cash buyer, you may purchase your home for less and close faster than traditional buyers.
- No Rush to Sell: You have up to 90 days to sell your existing home, giving you a competitive edge with no financing or appraisal contingencies.
- Quick Move-In: Start your new life in your new home sooner, avoiding temporary housing and storage costs.
- Stand Out from the Crowd: Sellers prefer the security of cash offers. With NAF Cash, your bid becomes more attractive, giving you a significant advantage in low-inventory markets.
Are You a Real Estate Agent?
Empower your clients with the cash buyer advantage. Become NAF Cash Certified by completing our quick, 1-hour training course. Take the first step towards turning your buyers into cash buyers today!
Mortgage Loan Options
- Conventional Loan:
- Minimum Credit Score: 620
- Down Payment: As low as 5%
- VA Loan:
- Minimum Credit Score: 620
- Down Payment: As low as 0%
Ready to Become a Cash Buyer?
Winning your dream home has never been more straightforward. Connect with us now to discover how you can become a cash buyer and gain a competitive edge in the market.
*NAF Cash, LLC, an affiliated real estate company of New American Funding, will purchase subject property in cash and then sell it back to borrower. NAF Cash, LLC does not originate loans or issue loan commitments.
**According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917.