St. Cloud , MN Mortgage Lenders
St. Cloud
4150 South Second St, Ste 325, St. Cloud, MN 56301
New American Funding – St. Cloud provides informed advice and mortgage lending services to homeowners and future homeowners. St. Cloud mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the St. Cloud community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of St. Cloud, MN as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe St. Cloud is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite St. Cloud team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Meet The Team
You're In Good Hands!
Chad H.
Transaction Completed:
1/6/2025
"We have worked with Patricia for many years now and she has always done a great job getting things done. This time around was no different. There were some unforseen hickups and Patricia as always went beyond. Setting up the loans and getting us in contact with anyone else needed was very well exicuted."
Kandy H.
Transaction Completed:
1/3/2025
"Patricia made herself available to us at all times, answered all questions, explained things that we didn't know to ask and talked me off the ledge a few times. And, now that closing is done, I know she will continue to answer questions and support us as needed until we are comfortable and in our new routine. We've worked with her for years and will continue to seek her out as needed for financial needs. It is so much easier to work with someone you know and trust that also gets the job done. Thank you Patricia!!"
Jodi S.
Transaction Completed:
12/27/2024
"I am a real estate agent and have worked with many lenders the past 11 years. Chad was absolutely amazing on all levels. The process and closing for our buyers was flawless and truly appreciate Chad's knowledge and hard work!"
Kasie Lee N.
Transaction Completed:
12/18/2024
"Kristin's availability, communication and determination to get us where we needed to be with our payment was amazing! We appreciate her very much! 10/10 recommend working with her!"
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
News & Resources
New American Funding
St. Cloud
St. Cloud, MN 56301
Direct: (320)201-1356