O'Fallon - Waterbury Falls, MO Mortgage Lenders
O'Fallon - Waterbury Falls
111 Ungerboeck Park, O'Fallon, MO 63368
New American Funding – O'Fallon - Waterbury Falls provides informed advice and mortgage lending services to homeowners and future homeowners. O'Fallon - Waterbury Falls mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the O'Fallon community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of O'Fallon, MO as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe O'Fallon is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite O'Fallon - Waterbury Falls team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
Samantha M.
Transaction Completed:
10/26/2024
"Amazing work these people do !"
Deborah Burkemper
Transaction Completed:
1/5/2024
"We want to Thank Erin Theobald and her amazing team for the purchase of our new home! They helped us tremendously and was by far the very best to work with!"
Timothy H.
Transaction Completed:
2/20/2020
"Erin was hands on knowledgeable to get us the best The rate and when we wanted to stay with Wells Fargo she understood. If I could just also convey that there were too many people emailing us requesting things that got really confusing. Maybe stick to 1 or 2 persons emailing only."
Sean W.
Transaction Completed:
3/31/2020
"I didnt like the fact that I got rushed on the appraisal, but everything else was good. She kept us informed with everything"
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
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News & Resources


Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.












New American Funding
O'Fallon - Waterbury Falls
O'Fallon, MO 63368
Direct: (855) 293-3882