Effingham, IL Mortgage Lenders
Effingham
1901 S 4th Street, ste 219, Effingham, IL 62401
New American Funding – Effingham provides informed advice and mortgage lending services to homeowners and future homeowners. Effingham mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Effingham community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Effingham, IL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Effingham is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Effingham team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
Abbey E S.
Transaction Completed:
2/20/2025
"The communication was outstanding. They worked together and made things very easy for me. I had no issues and buying a home was a breeze."
Brian H.
Transaction Completed:
2/20/2025
"Dirk always answers his phone, even on weekends. He is great lender and knows his stuff. No need to wait on answers."
Abbagail J L.
Transaction Completed:
1/18/2025
"I am very grateful to have had a team with the expertise and knowledge to help with me my first home purchase! They answered every question I had and were very upfront from from the very begining!"
Douglas K W.
Transaction Completed:
12/18/2024
"Easy, good communications"
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
News & Resources


Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.












New American Funding
Effingham IL 5518
Effingham, IL 62401
Direct: (618)744-0091