Charlotte, NC Mortgage Lenders
Charlotte
14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277
New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
Nancy Elizabeth O.
Transaction Completed:
5/11/2025
"great to work with people like you"
Kat M.
Transaction Completed:
5/8/2025
"This transaction had its challenges but David & his team were knowledgeable in how to handle the issues. From preapproval to closing day, they communicated consistently and guided my client and I with patience and exemplary professionalism. They answered my countless questions and my client shared his gratitude for David's care and compassion towards him as a Veteran and homebuyer. David's team made the process as stress free and seamless as possible and am grateful to have partnered with them on this deal."
Hector Arcadio A.
Transaction Completed:
5/6/2025
"Everything was great. My family is happy with our new house. Thank you for your great help."
Orlando Javitt Coronel
Transaction Completed:
5/1/2025
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Loan Products
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
News & Resources


New American Funding
Charlotte
Charlotte, NC 28277
Direct: (704)448-0239